• Monitoring Your Credit in 2013

    Updated: 2012-12-31 14:43:30
    Death and taxes are often referred to as the only “certainties” in life. I’d like to suggest one addition that has been guaranteed for the past dozen years, which is that identity theft will be the number one complaint to the Federal Trade Commission. While you’re mulling over New Year’s resolutions for 2013, can I [...]

  • Facebook Fan Q&A: A Credit Card Company Won’t Stop Calling Me!

    Updated: 2012-12-27 16:10:39
    Question: I hope you can help me. I’m getting four to five automated notification calls a day from a credit card company. They’re looking for someone who used to have my phone number. I finally got fed up with the robocalls and pressed zero multiple times to be connected to someone. A representative wanted all [...]

  • Infographic: How Good are Minters at Budgeting, Saving and Paying Off Debt?

    Updated: 2012-12-26 18:13:59
    Mint.com users (aka: Minters) are a special breed of budget-savvy go-getters, but just how financially fit are they? We conducted a Facebook poll to give our Minters an end-of-the-year financial fitness check up. The following infographic reveals the results — some of them might surprise you. Click on “Launch Infographic” for an expanded view. 

  • Free ShopRunner Membership

    Updated: 2012-12-21 06:37:43
    It may not work in time for Christmas anymore, but here’s another offer for a free 1-year Shoprunner membership. Enter offer code RUNNER. No credit card required, it is optional, just asks for an e-mail address. Shoprunner is similar to Amazon Prime in that it offers unlimited free 2-day shipping with no minimum order amount [...]

  • The Federal Reserve QE3 Mortgage Loan Program

    Updated: 2012-12-18 18:06:26
    The Federal Reserve is making an effort to get home owners who have gotten stuck in debts they cannot afford, out of their dire straits. They are doing this by lowering their interest rates as far down as possible. As the Federal Reserve is lowering down the interest rate in its QE3 program, home owners can refinance their mortgage to a record low interest rate. This QE3 program will keep the mortgage rates below 4 percent through the middle of 2013 and also help in stimulating the economy.

  • Free Experian Credit Monitoring from Credit Sesame

    Updated: 2012-12-18 02:54:47
    You may be familiar with Credit Sesame from my popular free credit scores with no trials post, as they offer you a free credit score based on your Experian credit report, updated once a month. They make money by presenting you with credit-related offers like mortgage refinances or auto loans. I’ve been happily getting my [...]

  • Minnesota A.G. Lori Swanson Obtains Consent Judgment In “Robo-Signing” Lawsuit Against Debt Collector Midland Funding

    Updated: 2012-12-16 16:30:13
    . FMD Consumer News Consumer news , consumer information to help consumers fight bad businesses , bad debt collectors , debt and expose consumer scams Home Archive ABOUT Contact Search ADVERTISE Home Consumers Credit Cards Debt Debt Collectors Economy Personal Finance Featured Minnesota A.G . Lori Swanson Obtains Consent Judgment In Robo-Signing” Lawsuit Against Debt Collector Midland Funding 16. December 2012 by allen Minnesota Attorney General Lori Swanson today announced a Consent Judgment with Midland Funding , LLC , one of the country’s largest debt buyers and which has offices in St . Cloud , to settle a lawsuit she filed against the company last year for filing unreliable robo-signed” affidavits in collections lawsuits and sometimes targeting the wrong people for payment of old

  • Five ways people with bad credit can get installment loans on their mortgage

    Updated: 2012-12-12 21:15:05
    Installment loans have become popular these days among homeowners as these loans are feasible for borrowers who are having hard time making mortgage payments. Most of these borrowers have bad credit, and they believe they will not get approved for an installment loan due to their bad credit history.

  • P2P LendingClub and Prosper Loan Portfolio Update – December 2012

    Updated: 2012-12-07 07:23:39
    As the last part of my ongoing Beat The Market Experiment, here’s the December 2012 update for my consumer loan portfolio. See also my $10,000 Benchmark and $10,000 Play portfolio updates for December 2012. On 11/1/12, I deposited $10,000 split evenly between Prosper Lending and Lending Club, and went to work lending other people money [...]

  • 1000 Free United Airlines Miles from Bckstgr.com

    Updated: 2012-12-06 08:10:13
    Social media something-or-other site Bckstgr.com is offering new users up to 1,000 United MileagePlus miles for registering and linking your Facebook, Twitter and Foursquare accounts. 400 miles for sign-up, 200 miles for each link. You have to provide your United frequent flier number and PIN, but as you can see on this United.com page, the [...]

  • 500 Free American Airlines Miles

    Updated: 2012-12-06 03:19:19
    New, similar offer. If you “Like” them on Facebook and fill out a 1-page survey, you can get 500 free American Airlines miles. This will also reset your miles expiration date, which is 18 months from most recent activity. We’d like to offer you Miles for your Thoughts! Earn 500 AAdvantage® bonus miles just for [...]

  • Amazon Facebook Promotion: $5 off $25 Coupon

    Updated: 2012-12-05 22:13:30
    Back again, quantities limited . Amazon is running a Facebook promotion with a $5 off $25 purchase credit if you connect a Facebook account and share about it (can just share with yourself and/or delete link afterward). You must spend $25 in one transaction, and the promotional expires 11:59 PM PST on Sunday 11/9/12. The [...]

  • Top 10 Ways to Save on Your Mortgage

    Updated: 2012-12-04 17:25:57
    Ready to take on a mortgage? For most people this is a lifelong commitment. It is not an easy decision, because it really does legally bind you to the home for life. Yet, you do want to save money on it. Once you put down the principal amount, you have to set aside a large amount monthly to go towards the interest. It is a commitment. So how can you save on it?

  • $10,000 Benchmark Portfolio Update – December 2012

    Updated: 2012-12-04 03:24:03
    As part of my Beat the Market Experiment, I started three portfolios on November 1st, 2012: $10,000 “Good Boy” Passive ETF Benchmark Portfolio that would serve as both a performance benchmark and an example portfolio that would be easy to build and maintain for DIY investors. $10,000 “Bad Boy” Beat-the-Benchmark Portfolio that would simply represent [...]

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